Tax brackets
Being “in the 35% bracket” does not mean 35% of everything. Put in an income and see what each layer of it actually costs — federal, New York, the city, New Jersey.
Your income
One figure, applied to each. In reality federal, state and city each start from a slightly different taxable income, so treat the totals as close rather than exact.
Put in a taxable income and every layer of it appears here.
An estimate, not tax advice. 2026 rates: federal from IRS Rev. Proc. 2025-32; New York reflecting the rate cuts enacted by Chapter 59 of the Laws of 2025; New York City from the Form IT-201 schedule; New Jersey from the Form NJ-1040 schedules.